Life Cycles

See the longer rhythm. Plan your next steps.

  • A fixed 3- or 5-year view
  • Annual phases and transitions
  • Actions for 30, 60 and 90 days

Exact birth date, hour, minute and time zone required

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Private web report + PDF

View sample
Sample

Three-Year Transition Plan With a Mortgage to Protect

Your question
I am a technical lead at thirty-two, carrying a mortgage with six months of household savings in reserve. Over the next three years I want to shift into independent consulting, yet I am torn between quitting this year or building leverage in my current role. Jumping early risks cash flow, while waiting passively feels like stalling.

What changes the picture

Do not squeeze a three-year plan into one resignation gamble.

This example has a Yi Wood Day Master, with Resource and Wealth themes offering a lens for building methods and turning them into useful work. Add the mortgage, six months of savings and interest in technical consulting: shape the next three years around developing a service while employed, testing demand and changing gears when the conditions are met.

From the chart to a useful next step

MCP chart image: Ren-Shen, Wu-Shen, Yi-Chou, Ren-Wu. Four Pillars table, Five-element composition, Ten Gods shares
MCP chart imageView full-size image
  1. Four Pillars table

    Yi Wood · Ren Resource · Wu Wealth

    Yi Wood, visible Direct resource and Direct wealth provide a natal learning-to-delivery lens. Begin the three-year plan by documenting useful technical methods while keeping your current job.

  2. Five-element composition

    Earth 33.3% · Water 33.3%

    Earth and Water each make up 33.3% of the chart’s counts. Stage changes depend on your cash buffer and tested demand, rather than a percentage deciding when to resign.

  3. Ten Gods shares

    Direct resource 26.7% · Direct wealth 20%

    Direct resource is 26.7%; Direct wealth is 20%. Translate the lens into “what I learn” and “what I can deliver”. This natal image has no luck cycles; the cycle report calculates its three- or five-year context separately.

Connect chart themes with a practical sequence

Read the Resource theme of building knowledge alongside the Wealth theme of exchange. Develop a repeatable method in your current work, then test it on a small scale. Let savings and real feedback govern each handover, rather than treating a particular year as an instruction to go independent.

Three Prerequisites Before Going Independent

Hold off on resigning until your cash reserve covers twelve months of fixed bills, at least two paid weekend advisory pilots succeed, and your core service scope is standardized.

Put it into practice

30–60–90 Day Readiness Checklist

1. Calculate exact monthly household bills including your mortgage and set a twelve-month reserve target. 2. Distill one signature technical project this month into a one-page anonymized brief covering problem, framework, and outcome. 3. Schedule a quarterly review date to check savings progress and real client feedback before changing employment status.
  1. 30–60–90 Day On-the-Job Ramp

    In the first thirty days, turn three past technical turnarounds into anonymized solution briefs. By day sixty, publish two practical teardown notes to establish expertise, then complete one small weekend diagnostic engagement by day ninety.

  2. Quarterly Review and Transition Gate

    At the end of every quarter, audit both your savings runway and inbound client referrals. If side engagements are not yet generating steady word-of-mouth inquiries, extend your preparation window instead of forcing an arbitrary resignation deadline.

What you take away

  • Multi-year phase cues and priority pacing overview
  • Stage transition prerequisites and risk bridge plan
  • Actionable 30-60-90 day milestones and review guide
What to prepare

An exact birth date, hour, minute and birthplace time zone. Unknown times and estimated luck-cycle starts from manual pillars are not supported. Choose one practical planning focus.

Report and use

Receive annual phases, luck-cycle transitions and near-term actions for a fixed 3 or 5 years, in a private web report and PDF. Years follow the Start of Spring boundary. Saved reports do not update automatically each year; phase observations are not event predictions.